There are lots of reasons people call on Poff Appraisal Service

To many, an appraisal just looks like another fee on the settlement sheet for a home purchase or refinance. The majority of lenders still call in a local expert because the stakes are very high, even though there are a developing number of automated home valuation processes that might appear to be cheaper than an appraisal. But is obtaining a mortgage the only basis for getting an appraisal? Are there more situations when the services of a licensed, independent real estate professional could come in handy? Of course there are.


	Order appraisals online from Poff Appraisal Service by simply clicking here.

Let Poff Appraisal Service help you dispute your tax assessment in Cleburne County

If you reside in an area where the value of property has declined, it's possible you're paying too much in property taxes. An appraisal from Poff Appraisal Service is your best evidence when building your case. At Poff Appraisal Service, we're equipped to assist you in appealing your tax assessment.

How can you get rid of PMI to lower your mortgage payment?

Private Mortgage Insurance, or PMI, is an additional insurance plan that most lenders ask buyers to buy when the amount being loaned to the homeowner is more than 80% of the actual value of the home. Since the additional payment is usually lumped into the monthly mortgage payment, it is often forgotten. PMI is unnecessary when the leftover balance of the loan - whether through market appreciation or principal pay down - decreases below the 80% level, making this very unfortunate. In fact, the Homeowners Protection Act (HPA) of 1998 was implemented by the United States Congress that requires lenders to do away with the PMI installments when the balance is paid down to 78% of the original value.

Poff Appraisal Service will give you a statement regarding the value of your home, and the expense of the home valuation can usually be offset in just a few months because you'll no longer be paying the PMI.

Settling a divorce with less stress with an appraisal from Poff Appraisal Service

A divorce can be a very traumatic event for both parties, and it is often further complicated by the hard decision of who maintains the home. It's a good idea to order an appraisal from Poff Appraisal Service so both parties are completely aware of the true market value of their home, regardless of the situation.

If the parties want to sell the home, they'll have a better idea of what price to set. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment.

Settling an estate with peace of mind

The loss of a loved one is a hard time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Market Value for the real estate involved. We guarantee the utmost degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Most Americans don't have dedicated estate planners or executors to take care of these matters, unlike many wealthy individuals. A home or other property often makes up an uneven share of the total estate value, so knowing the true value of the real estate at hand is of significant importance to ensuring disputing parties leave knowing they've received an honest deal.

Let Poff Appraisal Service help you with relocating to or from Cleburne County

Employee relocation can be a real pain. We know where you're coming from! We take great care in establishing an accommodating appointment time for the appraisal inspection. We encourage relocating employees to provide input on the positive attributes of their property, along with information regarding any new sales or listings in their neighborhood that they want considered during our detailed process.

Let Poff Appraisal Service assist you in selling your home quickly at the right price

A professional appraisal can help you make a better educated decision regarding your asking price, whether you decide to sell your home on your own or with the help of a real estate agent. An appraiser has no vested interest in what amount the house sells for, which is different than the interest of real estate agents. Our fees depend on our efforts to finish the appraisal report and not a percentage of the sales price.

On a daily basis, we determine the difference in value things like an additional bathroom or a kitchen remodel can make. Seeking a professional appraisal is a reliable way to determine what improvements will add value and what an appropriate sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long homes are one the market.