Attention homeowners in Heber Springs and Cleburne County: Get an Appraisal today!

The top reasons Arkansas homeowners hire Poff Appraisal Service:

Find the right listing price (whether they're selling the home themselves or using a real estate agent)
To challenge a property tax assessment in Arkansas
To lower a mortgage payment by removing PMI
Reinstate your Home Equity Line of Credit (HELOC)
To review a different appraiser's report for verification
If property needs to be divided because of a divorce
To determine the true market value of real estate to settle an estate in Cleburne County or the state of Arkansas


	Own a house in or near Heber Springs, Arkansas and need help determining the value of it? Contact Poff Appraisal Service.

We at Poff Appraisal Service understand the particular needs of a customer looking for appraisal services. Our customary business clients are used to the appraisal process and the usual documents we provide. But as a consumer, you'll receive extra guidance and explanations through the appraisal process to understand what we do and how we document the results of our analysis.

Pre-listing Services/For Sale by Owner

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. Our professional appraisers at Poff Appraisal Service are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is a very valuable negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your home will attract many interested buyers. The appraisal is something concrete to show your buyer. An appraisal is an independent third party's opinion of your home's value -- not just how much you think your home is worth. Interested buyers assume that you have an emotional attachment to your house and will be more likely to give credibility to an accomplished appraiser's value conclusion than yours.

Challenging a property tax assessment

Your local tax assessor may have your home overvalued if your house not appreciating as much as other houses close to yours. This means you are probably paying higher taxes than you should be paying. The earlier you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. An expert appraisal from Poff Appraisal Service is your best weapon when contesting your property tax assessment.

Appraisals to remove PMI

A popular way to cut costs for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is down below 80% of the value of your property, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We're seasoned in helping homeowners just like you get rid of unneeded and unwanted PMI insurance.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender may decide to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area. This can be difficult and inconvenient from a cash flow viewpoint, and unfavorable to your credit score since it may appear as though that credit line is maxed out. Poff Appraisal Service can help you reinstate your home equity line of credit with an expert appraisal.

We Offer Field and Desktop Appraisal Review Services

Would you wish a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you desire a professional to double-check your appraisal for preciseness? An appraiser from Poff Appraisal Service can go out and check the subject and comps in a field review. Or, if you're in a hurry, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal report you may have in your possession. Even though most review work is commissioned by lenders, homeowners suspecting they've been the victim of mortgage fraud are prudent to invest in a second opinion.